Short-term loan
R500 to R3 000. One repayment, about a month after payout.
About RandLeaf
RandLeaf is a South African credit provider brand. This site describes our three loans in rand, and we publish every rate, fee and rounding rule so you can check a price before you share any personal details.
Three loans, one price list
A short-term loan repaid once, an instalment loan over two to six months, and a personal loan over seven to twelve months. All three use the same 2% monthly interest rate, the same initiation fee formula and the same R40 monthly service fee.
Instalment loan
R1 000 to R8 000. Two to six equal monthly instalments.
Personal loan
R5 000 to R20 000. Seven to twelve equal monthly instalments.
What we believe about lending
The cost comes first
You should know what a loan costs before you apply. Our calculator uses the same public pricing file as every example on this site, so the numbers always agree.
Affordability before approval
We only lend if the repayment fits your budget after your other expenses. A loan that causes a second problem is not a good loan for anyone.
Help before a sale
If you are struggling with repayments, our first job is to talk through your options. We won’t offer a new loan as a way out of an old one.
What we won’t do
- Sell or pass on your personal details. This website doesn’t collect them, and a partner link only tells the partner that you came from randleaf.co.za.
- Add credit life insurance or any other extra product to the price of your loan.
- Roll a loan over, top it up or renew it automatically.
- Charge an application fee or a membership fee.
- Lend to someone who is under debt review, or offer a new loan to repay an existing one.
We set our own limits on top of the law. Each customer can have one active RandLeaf loan at a time, and a first loan is capped lower than a returning customer’s: short-term loan up to R2 000, instalment loan up to R5 000, personal loan up to R10 000.
Where applications go right now
RandLeaf’s own application service isn’t open yet. Until it is, the Apply online buttons on this site are paid partner links: they take you to a partner’s application through the LeadGid affiliate network, and RandLeaf may be paid if you apply. The partner’s credit provider sets its own amounts, rates, fees and checks, which can differ from the RandLeaf prices on this site. How the partner route works.
Check who you are dealing with
Before you share anything on a partner’s site, check the name of the credit provider and look up its NCRCP number on the National Credit Regulator register, the same way you would check us. Never pay a fee upfront to “release” a loan. Landing on a partner page.
Company details you can check
These details appear in the footer of every page. Anything not yet confirmed is marked clearly rather than filled in with a guess.
- Brand
- RandLeaf
- Legal entity
- not yet published
- Company registration (CIPC)
- not yet published
- NCR registration
- NCRCP number not yet published
- Physical address
- not yet published
- Information officer
- not yet published
Check us on the official register
The National Credit Regulator publishes a register of credit providers. Search for our NCRCP number and compare the company name and status with the details here. Step-by-step guide.
About the pictures on this site
The images are original illustrations drawn for our brand. They are not photos of our staff, our customers or our offices, and we don’t show reviews or ratings we can’t prove.
More about how we operate
Registration
Our NCR registration details and how to check them on the official register.
Responsible lending
Affordability checks, the limits we set ourselves and why we put help before sales.
Complaints
How to complain, what to include and where to go if you are not satisfied.
Contact
Phone, email and WhatsApp, support hours, and what to have ready.
Security and scams
Our official channels, what we never ask for and how to spot a fake lender.
Editorial policy
Who writes our pages, how we check them and how to report an error.